No sign-in required

Split group expenses. Track your own. Settle with ease.

Pangu is built for real shared spending: trips, families, roommates, events, and homes. Create a group in seconds, join with a code, scan receipts with AI-powered parsing, use Split later when a shared expense needs assignment afterward, keep Personal Locker separate, manage account-level preferences from My Settings, and use an all-group display currency for approximate mixed-currency summaries without changing each group’s own accounting.

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Anonymous-first, recovery-aware, and built for real trips, families, homes, and shared routines across different payment regions.
Pangu expenses screen
Pangu group home screen
No Login
Create or join right away
Shared + Private
Groups and Personal Locker
Receipts + PDF
Track and export clean records
Email Recovery
Reconnect older groups and Personal Locker
Why Pangu

Built for the messy reality of shared spending

Pangu keeps shared expenses readable, private spending separate, and settle-up decisions simple. It is designed for people who want to start fast without being forced through account setup first.

+

Create or join instantly

Create a group, or join with a 9-character code. No sign-in wall before you can start.

PL

Personal Locker stays separate

Track private expenses outside the group, then move them into shared spending only when needed.

PDF

AI receipt scan, insights, and exports

Scan receipts with AI-powered parsing, review top expenses, see split summaries, keep unassigned expenses visible until they are split, and export polished PDF reports.

AMM

Advanced member management

Add pending members, send claim links, merge duplicates, and transfer ownership to a joined member.

↔

Move expenses when life changes

Shift an expense between Personal Locker and a group when something turns from private to shared, or back again.

✓

Settle with less back-and-forth

See who owes whom, use region-aware payment methods like PayPal, Venmo, Zelle, UPI, Interac, Pix, or Wise when available, and mark payments as paid or received with less back-and-forth. Default handles can live in My Settings and be overridden inside one group when needed.

Screens

Real screens from the app, not filler mockups

Pangu is designed to make the full shared-expense flow readable: invite code, recent expenses, AI-assisted receipt capture, splits, settle-up, insights with money-flow charts, and Personal Locker all stay easy to scan.

Group Home

Invite code, members, recent expenses, and an expandable group total summary

Overview
Pangu group home screen

Expenses

Search, filters, Split later tracking, and grouped expense history

Tracking
Pangu expenses screen

Add Expense

AI receipt scan, paid-by selection, split modes, and Split later when you want to save first and assign later

Capture
Pangu add expense screen

Splits

Member-by-member share summaries and line-item detail

Balances
Pangu splits screen

Insights

Quick group totals, biggest category, receipt coverage, top expenses, settlement progress, and interactive money-flow charts

Insights
Pangu insights screen with money-flow charts

All My Groups

See cross-group owe or owed status, use an approximate display currency when groups differ, open any group directly, and jump straight into Settle Up only for groups that still need payment

Switching
Pangu all groups screen

All My Settle Ups

Review what is still outstanding across groups, mark payments as paid or received, send reminders, and see settle-up history without opening each group one by one

Settle
Pangu all my settle ups screen

Personal Locker

Private spending, receipts, linked line items, and quick-add flow

Private
Pangu personal locker screen
Scroll sideways to browse the key flows: capture, split, settle, analyze, switch groups, and track private spending.
Pangu My Settings screen
Pangu Group Settings screen
Anonymous-first

Fast enough for casual groups, structured enough for long-running ones

Pangu starts without a sign-in wall, but still gives groups the structure they need later through join codes, approval flows, advanced member management, owner controls, My Settings, Group Settings, and email-based linked-device recovery.

  • Create a group and start tracking immediately
  • Join with a code instead of creating an account first
  • Use My Settings for avatar, appearance, app lock, default payment handles, recovery email, and all-group display currency
  • Use Group Settings for advanced member management, pending members, ownership, and group-level overrides
  • Recover your place later with a saved recovery email and one-time code
Pangu insights screen with money-flow charts
Receipts, reports, reminders

Everything you need to keep shared money calm and readable

Track receipts, use AI-powered receipt parsing to prefill expense details, print PDF reports, review insights and money-flow charts, and use mark-as-paid or mark-as-received flows to keep balances understandable for everyone in the group.

  • AI-powered receipt scanning and receipt attachment support
  • Insights page with quick totals, top expenses, category patterns, and settlement progress
  • PDF exports for Expenses, Splits, and Personal Locker
  • Reminder and settlement flows for both group and all-group views
Pangu icon

Ready to make shared expenses less chaotic?

Pangu is built for families, friends, homes, and trips that need something lighter than spreadsheets and faster than full account setup.

Download on the App Store