Pangu is built for real shared spending: trips, families, roommates, events, and homes. Create a group in seconds, join with a code, scan receipts with AI-powered parsing, enter expenses or settlements in a different currency while each group keeps one ledger currency, use Split later when a shared expense needs assignment afterward, keep My Expenses separate, manage account-level preferences from My Settings, and reconnect existing data on another device with a verified account email and explicit Connect Data confirmation.
Pangu focuses on the places shared-expense apps usually get awkward after the first setup: inviting someone before they are ready to join, fixing a split without rewriting the whole expense, and sharing a clean final transfer plan before the group wraps up.
Add someone to the group before they fully join Pangu, send them a secure claim link later, and keep duplicate-member cleanup tools nearby when real groups evolve over time.
Group owners can step in when someone logs the right amount but the wrong split. They can adjust split assignment and category on shared expenses paid by others without changing the amount or payer.
From Group Home, open a dedicated settlement statement that shows the final transfers for the whole group, then share or print that summary when everyone is ready to settle up.
Pangu keeps shared expenses readable, private spending separate, and settle-up decisions simple. It is designed for people who want to start fast without being forced through account setup first.
Create a group, or join with a 9-character code. Drawer shortcuts keep create and join one tap away.
Track private expenses outside the group, then move them into shared spending only when needed.
Scan receipts with AI-powered parsing, review top expenses, see split summaries, keep unassigned expenses visible until they are split, and export polished PDF reports. Each AI scan uses 1 AI Scan Credit — every account starts with free credits, and more can be purchased in the app if you need them.
Turn on Multiple Payers when one expense is covered by more than one person. Enter each payer's amount directly, split the total evenly, or use Balance For Me to fill in the rest so your own share comes out even.
Add pending members, send claim links, merge duplicates, transfer ownership, and manage approval-required joins with notifications.
Shift an expense between My Expenses and a group when something turns from private to shared, or back again.
See who owes whom, use region-aware payment methods like PayPal, Venmo, Zelle, UPI, Interac, Pix, or Wise when available, and mark payments as paid or received with less back-and-forth. Default handles can live in My Settings and be overridden inside one group when needed.
Enable recurring expenses per group, then schedule rent, utilities, subscriptions, or other repeating costs with start dates, repeat intervals, and full split options.
Use closeout mode to surface split-later items, pending confirmations, and remaining balances so temporary groups can be wrapped up and archived more confidently.
Pangu is designed to make the full shared-expense flow readable: invite code, recent expenses, AI-assisted receipt capture, splits, settle-up, insights with money-flow charts, and My Expenses all stay easy to scan.
Pangu starts without a sign-in wall, but still gives groups the structure they need later through join codes, approval flows, advanced member management, owner correction tools, My Settings, Group Settings, and email-based linked-device recovery.
Track receipts, use AI-powered receipt parsing to prefill expense details, print PDF reports, review insights and money-flow charts, and use mark-as-paid or mark-as-received flows to keep balances understandable for everyone in the group.
Pangu works for quick one-off groups and longer-running shared spending without forcing the same workflow on everyone.
Start without account setup, use Split later while details are still fuzzy, then finish with closeout mode before archive.
Keep one group ledger currency, schedule repeating costs, and separate what is shared from what should stay private.
Use approvals, recurring expenses, member management, recovery email, and all-group views when the group is going to stick around.
Pangu is built for families, friends, homes, and trips that need something lighter than spreadsheets and faster than full account setup.